If you need a car insurance quote, it’s best to plan. We’re going to explain how long it takes to get a quote for car insurance and what steps you can take to make sure the process goes as smoothly as possible.
Prepare Your Information
Before you can get a quote, you will need to provide some basic information about yourself and your car. What you need to have on hand is listed below:
- Your Full name and address also
- Details regarding the year, make, and model of each insured vehicle (as well as the vehicle identification numbers for each)
- The license plate number for each vehicle being insured (you can find this on the front of your driver’s license)
Call Your Agent
If you have an existing relationship with your agent, it’s a good idea to call him or her directly if you’re looking for quotes. would like a quote and inquiring how long it will take to receive one?” is probably more direct than waiting for an email response. Just make sure that it’s not just your agent who can provide this information—perhaps another specialist in the office would be better equipped to answer your question.
If you’re looking for quotes online and don’t have an agent yet, don’t use this as an opportunity to find one! Just ask them how long it takes; they’ll tell you and get back to work on whatever else they need to do. If they want more information from you before providing a quote (like whether or not there are any discounts available), then by all means provide that information! Otherwise, let them know exactly what kind of car insurance policy(ices) are needed so they can give us specifics about what kind of coverage we’ll need when quoting these policies–and also let us know which companies offer those types of policies (e.g., Geico vs Progressive).
Online Request Submission
Your request can be made in person, via phone, or online. However, submitting a quote request online is faster than calling and you can get multiple quotes at once.
You can also submit your information more easily online. Especially if you have a smartphone or tablet with a built-in camera. This makes it easier to upload photos of your car and license plate number, which will help determine how much coverage you need.
If you’re using an agent rather than an insurance website, it may take up to 24 hours for them to respond with a quote after they receive your application form plus the time it takes them to contact the other companies listed on our list above (which may be anywhere from one day up until 30 days). The amount of coverage that’s right for you depends on several factors including where and how often you drive. whether or not there are passengers in the car. “what kind of car(s) are being driven etcetera.”
Ask About the Timelines for Insurance Quote
You can get a quote in one to three days, but it depends on the company. If you need your insurance tomorrow, call your agent or submit your information online. You won’t be eligible for cheaper rates unless you have classic car insurance and are willing to pay more upfront.
If this is an emergency and you need coverage right away, ask for an immediate rate quote.
you can typically get a quote in a day or two, but it depends on how busy your agent is.
As with any insurance company. You can typically get a quote in a day or two, but it depends on how busy your agent is.
As you can see, there are a few different options for getting a quote in the timeframe that works for you. If you’re able to get your information together ahead of time, calling your agent or submitting an online request will usually be the fastest way to get a quote. But if you need more time to gather this information, these services will still work for you too. We hope this guide has helped you understand how long it takes to get car insurance quotes. We wish you the best of luck on your journey to finding the right coverage!